Suddenly Landlord

Learnings from becoming an accidental landlord in the UK

When I moved in with my partner, I decided to keep my flat instead of selling up. Suddenly, I was a landlord.

You can easily find yourself in the same situation, where becoming a landlord is a very real possibility:

  • Offered a contract in a new city? You can let out your home while renting closer to your job.
  • Moving in with a partner? If you are both homeowners, you can begin letting the other property.
  • Inherited a property? Perhaps you are considering becoming a landlord.

Or maybe you simply have spare cash and want to invest in a buy-to-let.

You can learn from my experience

Firsthand I have experienced the joys of providing a home and receiving rent, but also dealt with pitfalls, like tenant issues all the way to eviction. Here, I am publishing my learnings, to supercharge your own landlord journey in England. And even if you decide being a landlord is not right for you, I am happy to have helped with your informed decision.

Cashflow is king

Your first question might be: Does it work out financially? I have prepared a simple and dynamic cashflow calculator that can help you understand your financial position.

Landlord Cashflow Calculator, UK 2026/2027
When I moved in with my partner, I kept my flat. Suddenly, I found myself a landlord. The rent would just about cover mortgage and expenses, I thought. In fact, now I divert hundreds of pounds a month from my employment income to the property. (See my personal cashflow here.
Cashflow examples for letting your home
What will my monthly bottom line be? If you are considering becoming a landlord, arguably this is the most pressing question. The importance of monthly cashflow cannot be understated. It determines whether at the end of each month you will have more in your pocket after starting the letting business,